April 6, 2017
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D-E-B-T! In my view, CASH FLOW KILLER. Seriously, debt can hold your life hostage. It is overwhelming! The stress. The worry. The overall concern of how to make ends meet. Debt can rule your life…
Until you decide to get out of debt and stay out of debt!
Then, you can life live D-E-B-T F-R-E-E!!
Yes, it is possible. I did and you can too. Read about our personal journey.
When we paid off our debt, apps weren’t popular. Everything was done with paper and pencil or maybe upgraded to an Excel Spreadsheet. It was grueling trying to figure out which scenario is best – debt snowball vs. debt avalanche. Trying to figure out a payoff debt was more complicated and when you found one, it was probably the best guess debt free date.
Today, there are a TON of debt apps to pay off your debt, but also to motivate you through the process. The debt apps make the process so much easier. So, then all you have to do is pay your debt off and live the life you want to live!
Best Debt Apps 2017 To Payoff DEBT
Undebt.it tops my list of favorite apps to help pay off your debt. This app will customize your debt payoff plan according to what will work best for you. Trying to understand which method – Debt Snowball vs. Debt Avalanche will work for you? Undebt.it will tackle your question and you can decide which method works best for your personal situation. Credit score a concern? Undebt.it will take that into account and help create a plan to increase your credit score. Plus it will generate an easy to follow payment plan to help you eliminate your debt. Enter basic account information and Undebt.it will take care of the rest. Privacy concerns? Don’t worry – you aren’t sharing your passwords for other accounts (unless you upgrade to Premium). This is also available as a website. See how it works today.
Debt Payoff Planner allows you to review which method – Debt Snowball vs. Debt Avalanche. Also, it allows a custom plan to be built. The developer prefers the debt snowball strategy. This app can integrate with full web access. Also, this app allows you to track your debt payments made and updates your progress. Basic info is needed to start with no login required. The app is helpful in tracking payments.
Basic: FREE; Premium: $1-5/month (depending on length of contract that doesn’t auto-renew)
This app focuses on the debt snowball strategy. It will calculate the debt avalanche or a custom debt payoff method, if preferred. The app has all of the basic information to help pay off debt.
The biggest benefit of Debt Snowball Pro is they will help you select the best payoff method. Thus, taking out some of the guessing games. This app allows you to update your balances as needed plus add and remove debts. It also shows your debt payoff dates and interest saved. One of the best features is the progress bar, which is encouraging while paying off debt. If you choose, you can also share your progress updates on Facebook and Twitter! This app can be gifted – neat gift idea!
Great apps to help you pay off debt today! Web version available too! It takes so much of the guess work out. Comment below and let me know which debt app is your favorite.
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